beancount VS plaid-sync

Have you had a look into plain text accounting like e.g. https://beancount.github.io/ ?

Also written in Python, loads of tooling around it. Might be even good to “just” as the database.

[1] https://plaintextaccounting.org [2] https://ledger-cli.org [3] https://beancount.github.io

I used Beancount + Fava for a web UI for years. It stores everything in plaintext files, but the downside is you either have to manually enter everything or probably write a script to import csv/qfx from your bank(s).

beancount -> https://beancount.github.io/

The beancount documentation has some good background material, and the concepts apply to ledger as well.

I track my personal finances using beancount. I have a plugin that I wrote for myself, which in beancount is a python module that is installed in the same python environment as beancount is.

You can sign up for a Plaid dev account (free, but your data is likely mined) and use a tool like plaid-sync but there's a growing list of banks which no longer support the dev accounts.

It's not too bad, I guess, but it's definitely not as nice as the alternative. Before this started happening, I could just run the plaid-sync process download in the background.